Gen Advisory Pty Ltd is a specialised
Australian professional services firm with strong expertise in the financial sector.
Since 2018, Gen Advisory has been supporting organisations operating in the Australian financial sector. Since 2023, Gen Advisory - via our sister Indonesian company PT. Generation Lukman Indonesia - has also been supporting organisations operating in the Indonesian financial sector.
Gen Advisory's team members have extensive international financial sector advisory and regulation experience, having previously worked at: the Australian Prudential Regulation Authority (APRA); National Australia Bank (NAB); St. George Bank; Ernst & Young; the Australian Government (AIPEG); and Bank Bumiputera Negara (Malaysia).
Led by experienced financial sector advisers and ex-APRA banking regulators Michael Lukman and Clement Fernandez, Gen Advisory's team members are based in Sydney, Australia and Jakarta, Indonesia. Our sister company PT. Generation Lukman Indonesia is based in Jakarta.
Our goals
Support new and existing financial sector participants.
Help our clients meet their business objectives and regulatory requirements.
Provide valuable insights on international precedents and regulatory developments
Contribute to a resilient and sustainable financial sector.
Promote investment into the
Australian and Indonesian financial sectors.
Promote investment into the Australian and Indonesian financial sectors.
Our Competencies
As financial sector experts, Gen Advisory’s competencies extend to the following:
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ASIC and APRA licensing
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Financial sector regulation
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PSP licensing and regulation
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Risk management
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AML/CTF
Our Clients
Gen Advisory’s expertise is particularly suited to the following entities:
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Payment Services Providers (PSPs)
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Digital Asset Service Providers (DASPs)
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FinTechs
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Authorised deposit-taking institutions (ADIs)
Within the Australian jurisdiction, our clients to date have included some of Australia's leading PSPs and FinTechs.

Why Choose Gen Advisory?



Ex-APRA regulators & banking professionals
Financial sector
experts
Australia & Indonesia -
in-market presence
Well-
credentialled

Long-term
perspective
PSP and FinTech
client portfolio

Fixed-price
certainty
Solutions-
focussed
