Michael Lukman
Managing Director & Financial Sector Adviser, Gen Advisory Pty Ltd
​​
Michael brings over 20 years' international financial sector advisory and regulation experience, having previously worked at: the Australian Prudential Regulation Authority (APRA); National Australia Bank (NAB); and Ernst & Young (EY).
Michael previously also served as the Australian Government-backed Financial Sector Regulation and Supervision Adviser in Indonesia. And as an Advisory Board Member of FinMango - a US s501(c)(3) non-profit organisation whose mission is to address economic inequality through opportunity.
​
Since 2018, Michael has been the managing director and Financial Sector Adviser at Gen Advisory Pty Ltd - a specialised Australian professional services firm supporting organisations wishing to operate in the Australian or Indonesian financial sectors. Within Australia, Gen Advisory's clients to date have included some of Australia's leading FinTechs. ​
​​​
Michael holds a Bachelor of Commerce (Management) and Masters in Accounting from Monash University (Melbourne, Australia). Michael also holds an Executive Certificate in “Rethinking Financial Inclusion” from the Harvard Kennedy School (Cambridge, USA).
​
Career Summary
​​
Gen Advisory Pty Ltd - 2018 to present
Managing Director
​​​
Australian Government (AIPEG) - 2014 to 2018
Financial Sector Regulation & Supervision Adviser, Indonesia
​​​
Aust Prudential Regulation Authority (APRA) - 2005 to 2012
Banking regulator - Diversified Institutions Division
National Australia Bank - 2002 to 2004
Project Analyst for Wealth Management
​​
Ernst & Young, 2000 to 2002
Senior Consultant, Corporate Finance ​
​​​
​
Other Positions
​​
FinMango (pro-bono) - 2019 to present
Advisory Board member of FinMango - a US s501(3)(c) organisation whose mission is to address economic inequality through opportunity.
PT. Generation Lukman Indonesia- 2023 to present
Managing Director
​​
Tertiary Education ​
​
Harvard Kennedy School (Cambridge, USA)
Executive Certificate in "Rethinking Financial Inclusion": 5-day, on-campus executive program held at the John F. Kennedy School of Government, Harvard University (Cambridge, USA).
​
Monash University (Melbourne, Australia)
Masters in Accounting
​
Monash University (Melbourne, Australia)
Bachelor of Commerce (Management)
​
Trinity College (Melbourne, Australia)
Year 12
​
​
Based
​​​​​
-
Sydney, Australia
-
Jakarta, Indonesia
Core Competencies
​
-
Financial sector
-
Banking and FinTech sub-sectors
-
Regulation of ADIs and FinTechs
-
International regulatory best practices
-
RegTech adoption
-
Sustainable finance
-
Training and capacity building
​​
​
​Professional Memberships​
​​
-
Australian Institute of Company Directors (AICD)
-
Australian-British Chamber of Commerce (ABCC)
​​
​​
Additional Information​
​​​
-
Languages: English (native proficiency), ​Indonesian (elementary proficiency).
​
​
Favourite Quote
​
'Love what you do, do what you love.'
​
- Ray Bradbury